October 2008
"The highest compliment a client can give me is to trust me with a referral, this is how I build my business!"
If you have a friend or family member looking to buy or sell a home please pass their name and number along to me and I will give them the same great service I give to all of my clients! I can also help
people find a Realtor nationwide!
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Copyright © 2008 Realty Times
All Rights Reserved.
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Five Key Areas to Pay Attention to When Buying a Home
 Looking for a new home can be exciting and frustrating. You can help alleviate the frustration by paying close attention to five key areas of the homes you're considering buying; it may save you money in the long run.
Don Walker is an inspector and owner of Ace Home Inspections. He says there are five areas in homes that he frequently reports problems with. They are electrical, foundation, plumbing, the attic, and landscaping.
Electrical. Walker says sometimes homeowners assume with newer homes that all will work just fine but that's often
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Mortgage Rates
U.S. averages as of September 25, 2008:
30 yr. fixed: 6.09%
15 yr. fixed: 5.77%
1 yr. adj: 5.16%
<!-- <B>30 yr. jumbo: 6.98%</B>-->
View current rates
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not the case. "I inspected a brand new house-four years old but the electrical was all done incorrectly," says Walker.
Having a complete home inspection will help to rule out any problems and
CONTINUED >>>
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Deploy A Strategic Assault On Your Mortgage Application
 Today's volatile housing market demands that home buyers take an exacting, almost surgical approach to completing a mortgage application in order to speed the paperwork through the narrowed arteries of the home loan pipeline.
Profusely sweating the details of a mortgage application gives lenders fewer reasons to reject your quest for the American Dream. And the need for speed is crucial if you want to beat today's realty market clock which frequently resets itself.
The real estate market's mortgage credit squeeze tightens one day then eases the next. So there's no room for vagueness or foot dragging when completing a mortgage application.
Here are your marching orders.
Tighter underwriting regulations, fewer mortgage options, appraisers trying to keep tabs on value changes, and several recent federal interventions to help cure the housing hangover this year alone, are all conditions that reflect the CONTINUED >>>
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Too Much To Store And
Too Little Space
 Do you have too much to store and too little space? If you're like many homeowners, finding enough storage space can be a challenge. Thankfully, remodeling professionals can help you create new ways to tuck away your family's treasures in a resourceful and sophisticated way, according to the National Association of the Remodeling Industry (NARI).
Finding storage solutions doesn't always mean undertaking a major remodel. Sometimes it's about using the square footage you already have. Remodelers can help you plan and reallocate storage to accommodate your family's changing lifestyle. Getting creative with storage can improve daily living and boost the resale value of your home.
Look in Unusual Spaces
Veteran remodeler Don Van Cura, CR, CLC, CKBR, and owner of Chicago-based Don Van Cura Construction, recently won a regional CotY Award for a clever storage solution he designed for stashing canned goods under a kitchen staircase. "I'm a space freak and I don't believe that any part of the house should be wasted," he explains. "Almost every section of home has a void in it that can be made into storage -- and the older the house, the more nooks and crannies you CONTINUED >>>
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How Can Debra Kukulski Help You?
If you are seeking a top, experienced professional who will listen, coach and help you work through your transaction so that you can relax and enjoy the fun and rewarding part of buying/selling, call Debra directly at 847-516-6760 or visit her excellent website for real estate, area, community, and school information. You can also search over 120,000 listings from her website: http://www.McHenryCountyProperties.com.
Ask her about her exclusive 'Sellers Marketing Plan' which includes extensive internet exposure for your home, or her 'Preferred Buyers Program', where you will recieve daily notifications of new listings from ALL of the offices that match YOUR criteria and a private, password protected, interactive web site that is updated daily for you AND has all of the details and pictures! (Trust me, you will LOVE this!)
View Recent Market Conditions!
Daily News and Advice
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We are still experiencing a Real Estate Buyer's Market in beautiful Northern Illinois.
It is a GREAT time to buy, especially for first time buyers, investors and move-up buyers!!
If I can be of assistance to you, please do not hesitate to call or email me. It will be my pleasure!
By the way, if you know of someone that could benefit from my high level of personal service and success in the current market, please call or email me with their name and daytime phone number and I will be sure to follow up and take great care of them. Thanks to you and your referrals, my business keeps growing:-)
I can be reached at my direct number at the office: 847.516.6760. I look forward to hearing from you!
Information deemed accurate and reliable but not guaranteed. Source MRED MLS.Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Debra Kukulski does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. Copyright © 2008 By Debra Kukulski, all rights reserved.
To Search Homes For Sale, Please Contact Me Directly Or Feel Free To Search On My Website!
Search Waterfront and Fox River Front Homes For Sale Here
It is an EXCELLENT TIME TO BUY NOW, especially for first time buyers, second home buyers, investors and move up buyers.
REAL ESTATE IN IL IS ON SALE! :-)
I hope you find this information useful. I am only a phone call or email away of you need real estate help:-)
If I can be of assistance to you, please do not hesitate to call or email me. It will be my pleasure!
By the way, if you know of someone that could benefit from my high level of service, please call or email
me with their name and daytime phone number and I will make sure to follow up and
take great care of them.
The majority of my business is referral and repeat clients. I am so grateful it keeps growing from your loyalty and referrals:-)
I appreciate YOU and your referrals!
I can be reached at my direct number at the office: 847.516.6760. I look forward to hearing from you!
Information deemed accurate and reliable but not guaranteed. Source MRED MLS.Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Debra Kukulski does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author. All photos and content may not be duplicated without express written consent of author.
Copyright © 2010 By Debra Kukulski, all rights reserved.
Found your post and had to say - LOVE your picture with the rainbow!
Susan, thanks SO much!