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Health Insurance for Realtors-Or Any Other Small Businesses, Individuals or Self-Employed. Are There ANY Good Options?

Health Insurance for Realtors-Or Any Other Small Businesses, Individuals or Self-Employed.  Are There ANY Good Options?

As far as I know, there really are not any good and affordable options out there for self employed people or small businesses like us.  I could go on a big rant about this but I will try not to! 

When I looked around a few years ago and did some research, I found the only option for GROUP insurance under the current laws which restrict our associations from forming a group like any corporation can, was through NASE-National Association for Self Employed

This was the only GROUP policy I could find at that time. Does anyone know of any others?  It is expensive, like any insurance, but at least it does not keep going up by very much each year like it does with an individual policy. They (MEGA), like most insurance companies, try to not pay out as much as possible, so that can be a hassle.  But I felt the fact that they can not single you out and cancel your policy like an individual plan could was a HUGE plus.  Can you even imagine getting ill....and it would already be a hardship not to be working because if we do not work, we have no chance of getting paid.....but then your insurance company decides to cancel your health insurance ***because they can***...and then you not only have no income, but no health insurance and NO insurance companies willing to take you on because now you have a pre-existing condition?  And it happens all the time!

I am also wondering if anyone knows of a good Dental Policy let me know, because this one is the pitts...it hardly covers anything!

Does anyone else think this is outrageous that we can not form a group through our associations?  

Has anyone else seen Michael Moore's movie about this, called Sicko?

It is a sick situation, for sure! So stay positive and stay healthy:-)

 

To Search Homes For Sale, Please Contact Me Directly Or Feel Free To Search On My Website!

 

Search Waterfront and Fox River Front Homes For Sale Here

 

 
 

It is an EXCELLENT TIME TO BUY AND SELL NOW, especially for second home buyers, investors, move up buyers and even first time buyers!

 

 

I hope you find this information useful.  I am only a phone call or email away of you need real estate help:-)

Debra Kukulski Real Estate Consultant

If I can be of assistance to you, please do not hesitate to call or email me.  It will be my pleasure!  

By the way, if you know of someone that could benefit from my high level of service, please call or email

me with their name and daytime phone number and I will make sure to follow up and

take great care of them. 

The majority of my business is referral and repeat clients.  I am so grateful it keeps growing from your loyalty and referrals:-)

I appreciate YOU and your referrals!

 

 

I can be reached at my direct number at the office: 847.516.6760.  I look forward to hearing from you!

 

Information deemed accurate and reliable but not guaranteed. Source MRED MLS.Disclaimer: Information herein may come from various sources, some of which may not be reliable and may change without any notice. Debra Kukulski does not guarantee or is any way responsible for the accuracy of the information in this blog and information provided is without warranties of any kind, either express or implied. Information on this blog represents the opinions and ideas of the author; comments by others may not express the views of the author.  All photos and content may not be duplicated without express written consent of author.
Copyright © 2016 By Debra Kukulski, all rights reserved.

 

Comment balloon 16 commentsDebra Kukulski, Broker Associate • March 22 2008 12:48PM
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